Living in an Abusive World
The world is getting expensive for us to live. In the past 5 years, a hundred ringgit note can bought us lots of thing. At least, for that amount, you can get quite a bargain. Nowadays, all you can get from RM100 is a pack of diapers and a tin of powder milk. Quite sad, isn't it?
Let see more of it. How much you spend to fuel your bike? I used to spend RM3 for a full tank of gas but that's not the case of now. Petrol price has gone up pretty steep due great demand from China and India. USD100 per barrel is not something we can smile about considering the fact, it costs only USD75 in the last 5 years. Darn expensive though.
The sad part is, our purchase capacity remains static. So how do you survive this madness? How do you sustain your life in this abusive world? We can't beg for extra salary as our employer won't give a shit on us, aren't they? I don't know how you manage yours but here, I would like to share how I manage mine.
1. Reduce the recurring cost
The first thing was, trimmed the periodical expenses. It comes in form of monthly subscriptions-- telephone bills, internet subscription, paid channel and insurance. These four alone cost me nearly RM500. I manage to reduce it up to RM 340; giving me RM 160 in saving. Not much from the figure itself but to the fact given in the first paragraph, I finally have some money for two pack of diapers and milk!
2. Go for cheaper options
Since I don't buy any house, my liability is easily reduced. I moved to a smaller house compared to the existing, saving me another RM300. Yes, and that means, I sacrifice the comfort as well. Is it really so? Okay, let's face it. Do you live 24-hours a day inside the place you called home? I don't think so. So what the big fuss? Unless you were tighten to mortgage, then that's another sad story.
3. Move to a new company
I worked in the heart of Kuala Lumpur. The transportation alone cost me around RM600 Considering the fact the area is a Golden Triangle of Kuala Lumpur, you do the math of how much a mere mineral water will cost me. Well, I moved to another company nearby of my home. Not a smart solution to others but it's economical to my point of view. Not only I managed to reduce three-quarters of my expenses, I also no longer caught in traffic jam! Do I forgot to mention a better salary too?
There it goes, my methods of sustaining life for the time being. It won't solve the problem in a whole but at least, I can still enjoy what I have now (...and better).
Care to give some tips?
Add This
| It is expensive indeed, anywhere it seems around the world. Though here in the US, I think too many people live beyond their means. Work too far from their homes, lives in homes bigger than they need, and drive more expensive cars than they need. I live modestly and am quite happy. I do not worry about enough food to eat or care for my family. Some do though. For those I have empathy. People sometimes aren't willing to take the steps you took to reduce their overhead. They fail to see the differences between need and luxuary. Do you have the ability to not have internet at your home and do your computing at a local library? If so, there would be another cost reduction for you. Can you buy items in bulk to make the purchase price cheaper? Perhaps even doing so with friends, neighbors or co-workers?
Best of luck to you, hope you think of other ideas to help save money and improve your situation.
Made my way here from BlogUpp. What a neat widget it is.
Sandy
I think your English is wonderful, please come for a visit. The welcome mat is always out at any of my blogs.
Good blog
It is expensive indeed, anywhere it seems around the world. Though here in the US, I think too many people live beyond their means. Work too far from their homes, lives in homes bigger than they need, and drive more expensive cars than they need. I live modestly and am quite happy. I do not worry about enough food to eat or care for my family. Some do though. For those I have empathy. People sometimes aren't willing to take the steps you took to reduce their overhead. They fail to see the differences between need and luxuary. Do you have the ability to not have internet at your home and do your computing at a local library? If so, there would be another cost reduction for you. Can you buy items in bulk to make the purchase price cheaper? Perhaps even doing so with friends, neighbors or co-workers?
Best of luck to you, hope you think of other ideas to help save money and improve your situation.
Made my way here from BlogUpp. What a neat widget it is.
Sandy
I think your English is wonderful, please come for a visit. The welcome mat is always out at any of my blogs.
why don't you find another kind of products that you always use which are less of price...
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